It’s almost that season already!  Christmas is such an awesome time for families and friends, there is just something magical about it.  With all the food, activities and gifts comes some extra expense. The best way to prevent any holiday money stress is to have a PLAN for your expected expenses, especially if you are…

If you are on a budget, paying off debt and trying to save money, it can be really challenging finding room in the budget for dates with your husband.  It doesn’t seem like a priority and expenses for dates can add up really quickly!  The thought of having to plan one year of dates on a…

Fall.  One of my absolute favorite times of the year.  This is the time of year (here in Wisconsin) where the humidity finally dies, my hair FINALLY maintains its “bounce” and I can start doing all of my favorite things!  I have found there are so many things to do, it helps if I make…

When you live on last month’s income, the benefits are endless.  You will only be budgeting the money you already have, you will have a built-in buffer to never overdraft and you will have peace of mind knowing there is an entire month’s income in savings.  When you are tired of being stressed out living…

When you are putting together your budget for the month, the first thing that goes at the top is your total income.  If you have a job that pays you twice a month or if you have irregular income (self-employed), this is a number that can be unpredictable from month-to-month.  This puts you in a…