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Dec52018
man walking on arrow

How to Effectively Use Sinking Funds

By RachelDecember 5, 2018Leave a comment

Sinking funds are freaking amazing!  They are mini saving accounts set up for the expenses you know you will have throughout the year but don’t come up every single month.  Sinking funds allow you to save little bits throughout the year, so when that quarterly, bi-annual or annual bill comes up, you totally have it…

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Dec42018
pouring coffee

13 Sinking Funds Categories You Need in Your Budget

By RachelDecember 4, 2018Leave a comment

Sinking funds, also known as the savior of the budget.  These beautiful little funds can be the difference between staying on budget for the month or having your budget completely blown out of the water.   You may be wondering what a sinking fund is and why I think it is so amazing.  Basically, a…

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Nov302018
coughing pouring into cup

5 Reasons You Need Sinking Funds

By RachelNovember 30, 2018Leave a comment

Have you ever been chugging along through your month, you are just nailing your budget, and then some stupid thing comes up that you should have remembered, but you didn’t?  Suddenly you are over budget by hundreds and you are kicking yourself for not planning better. So freaking frustrating! Now, imagine the exact same situation,…

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Nov72018
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How to Plan for Unexpected Expenses:  6 Easy to Implement Tips!

By RachelNovember 7, 2018Leave a comment

When you are trying to be responsible with your money, live by a budget and move closer toward your goals, it will feel like there is always something just around the corner that will try to derail you.  This happens all the time! If you don’t know how to plan for unexpected expenses, they could…

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Oct242018
20 Weird Things I Did to Save Over $17,000 in One Year

20 Weird Things I Did to Save Over $17,000 in One Year

By RachelOctober 24, 2018Leave a comment

We are all looking for new ways to save money.  This is something I am constantly searching for…where is that one thing that is going to completely change my life and get me thousands of dollars?  One day I realized, there isn’t going to be one big thing.  It is going to be a bunch…

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Hi, I’m Rachel

Wife.  Mother.  Veterinarian.  Budget geek.  Debt destroyer.  Ultimate Planner.  Lover of all donuts.

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I would like to let you know that I do have affiliate links throughout this blog of products and services I love and believe to be useful. These links provide me with a small percentage of commission but do not cost you anything extra.

This blog is for those who are motivated to take control of their money, start budgeting, pay off debt and plan for the life of their dreams.

 

 

 

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