Being in debt can cause such a feeling of helplessness and entrapment. When you are facing a ton of debt, at times it can just seem completely overwhelming! This is where my husband and I were a few years back. After looking at our mountain of debt from my veterinary school, we knew we had…
So, you have heard all the buzz about sinking funds and you have decided to start using them. Now, what? How do you track sinking funds to make sure you are making progress and staying on target? Guess, what?! There is a super easy (and fun!) way to keep track of your sinking funds…
Sinking funds are freaking amazing! They are mini saving accounts set up for the expenses you know you will have throughout the year but don’t come up every single month. Sinking funds allow you to save little bits throughout the year, so when that quarterly, bi-annual or annual bill comes up, you totally have it…
Sinking funds, also known as the savior of the budget. These beautiful little funds can be the difference between staying on budget for the month or having your budget completely blown out of the water. You may be wondering what a sinking fund is and why I think it is so amazing. Basically, a…
Have you ever been chugging along through your month, you are just nailing your budget, and then some stupid thing comes up that you should have remembered, but you didn’t? Suddenly you are over budget by hundreds and you are kicking yourself for not planning better. So freaking frustrating! Now, imagine the exact same situation,…
