When you live on last month’s income, the benefits are endless. You will only be budgeting the money you already have, you will have a built-in buffer to never overdraft and you will have peace of mind knowing there is an entire month’s income in savings. When you are tired of being stressed out living…
When you are putting together your budget for the month, the first thing that goes at the top is your total income. If you have a job that pays you twice a month or if you have irregular income (self-employed), this is a number that can be unpredictable from month-to-month. This puts you in a…
Do you have a mountain of debt looming over you? Is there a box or closet you use to collect bills and outstanding debt notices from companies? Or maybe you are like I was, and you know you have debt, but you keep ignoring it and have yet to face the reality of exactly how…
Do you know how much debt you are in? When you think about that dollar amount, how does it make you feel? I know when I actually faced the reality of how much debt I was in, it was like I went through the stages of grief. At first, I was in denial about it,…
Close your eyes. (wait, read the next paragraph, and then close your eyes lol). Now imagine your dream life with no debt. Really imagine. What will that look like for you? Are you stress-free, going on vacations, preparing for retirement, owning your home, giving generously to others, providing for your kids’ futures? What would you…
