In today’s world, it is easy to get wrapped up in “stuff.”  I definitely fell victim to this for a chunk of my life. The problem with this is, if you want to be financially independent (aka wealthy), you have to do more than just living within your means. I am a budget freak and…

Student loan debt, the new epidemic, can be absolutely crippling.  These loans can completely take over your life and keep you trapped in debt for what feels like forever. Depending on the amount of debt you have, the income you make and the number of expenses you have (single? Married? Growing family?) you could be…

Debt.  It’s a negative word that carries all kinds of negative emotions with it.  Most of us have it, yet it creates a life of entrapment, shame, and discontent.  So where did all this debt come from? According to a recent CNBC article, 1 in 4 Americans is carrying student loan debt. How are 70%…

If you have ever watched television, listened to the radio or had a conversation with anyone, then you have definitely been influenced in some way by loans and debt.   Whether you realize it or not, you are constantly being shown how to accumulate debt in the easiest ways possible to get the lifestyle you think…

Do you have a mountain of debt looming over you?  Is there a box or closet you use to collect bills and outstanding debt notices from companies?  Or maybe you are like I was, and you know you have debt, but you keep ignoring it and have yet to face the reality of exactly how…