Even if you have never experienced this, at some point in your life, I can promise you will.  Someone very close to you will ask you for money. This usually happens right when you get your finances in order and you are budgeting like a boss.  Trust me when I tell you to never lend…

Okay, so we have all read all of those posts about how people pay off massive amounts of debt by starting a side hustle.  We think good for them! But what about me? I have no extra time for a side hustle. How can I pay off debt without a side hustle? Truthfully, your debt…

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If you are a young adult, you are between the ages of 18-35 (celebratory hands in-the-air for me, I am still in the “young” category!!).  This is the prime time in your life for major life changes, pretty much in every single area. The problem with the changes is they all came with the opportunity…

Today is the day you have decided once and for all to get out of debt.  You have finally had it. All the worrying about your payments going through at the end of the month, the heavy weight of your debt burden feels like it’s crushing you and you know there has to be a…