You are in debt, but want to start a family. What is the right thing to do? Is it irresponsible to have a family when you can’t afford it? Oftentimes we will have outside people telling us to pay off the debt before having kids because our lives will be so much easier then. This…
According to a recent study, 80% of Americans have some form of debt. 80%! Time Magazine reports 86% of women will have children by the end of their childbearing years. This is a huge percentage of people choosing to have kids while in debt. For 80%+ of the American population, having kids while in debt is completely…
When you are struggling with debt, it can totally seem like this thing you will never get rid of. It feels impossible, and if you are like me, you don’t even know where to start. Why does it matter if you are in debt? Can’t you just keep living life like you always have? Excellent…
When you think about “financial freedom,” what does this mean to you? Do you think about buying expensive things like cars, boats, 4-wheelers, clothes, shoes, purses, etc.? Or do you think about a stress-free life with no debt, no bills, no debt collectors calling you? When I think about financial freedom, I start to imagine…
Being in debt can cause such a feeling of helplessness and entrapment. When you are facing a ton of debt, at times it can just seem completely overwhelming! This is where my husband and I were a few years back. After looking at our mountain of debt from my veterinary school, we knew we had…
