Online shopping has become the new amazing way to have retail items at your fingertips, save tons of time by one-click shopping and actually have impulse control when you aren’t wandering a store.  These are all amazing things for your budget!  The best-kept secret for online shopping is Rakuten. One of the best non-couponing programs…

When it comes to paying off debt, if you don’t have a plan, you are going to be sunk from the beginning.  There are lots of options out there for how you should go about paying off your debt. How do you know what to pay off first? Should you pay off debt based on…

If you are striving to be debt free, it is important you understand exactly what that means.  The definition of debt free is having no debt. Duh. Sounds simple enough, right? Not everyone understands this though.  In our culture, debt has become such a part of our normal life, we don’t even recognize it at…

It boggles my mind how some people are okay with being in debt.  Debt sucks. It does nothing for us except keep us in debt. Debt just makes more debt.  It makes no sense. Debt doesn’t give us security, help us accomplish anything good and it can keep us from helping others.  This is really…

You feel the weight.  You know you are buried in debt and you need out.  Where is the miracle answer to get you out of debt tomorrow?  How are you going to get out from under this burden ASAP? When you decide you don’t want to live in debt anymore, some challenging and magical things…