Frugal.  Does this word make you excited or does it bother you a little bit?  I’ll be honest, this word used to bother me a lot. Frugality comes with this connotation of being cheap, never spending money, feeling deprived, making do with what you have to the point of ridiculousness and never having fun.  This…

If you are living with debt, you are likely one of two people.  You either believe it is totally normal and necessary for life OR, you feel trapped and want to get rid of it ASAP.  If you have debt, you are definitely not alone!  According to USA Today, the average American household carries $137,063…

Debt payoff can be such a struggle.  Just like any goal we tackle in our lives, we start off with such intense focus and motivation to conquer it, but then life gets in the way, our focus faulters and before we know it, we are justifying financing a car because we really need something “reliable.”…

You’ve done it.  You have decided to stop living like a broke person because you have to and are instead choosing to live like a broke person to get yourself out of debt because you want to. It’s time for game-on.  You are ready for this and have the intensity to fuel you.   As…

If you are looking to improve your finances you can find a bazillion tips on ways to save money, make money and change how you handle your money.  The problem is, this can all be a bit overwhelming if you are new to the game. Instead of reading a bunch of information, getting overwhelmed and…