Getting control of your finances is empowering! Once you start budgeting effectively and begin to pay off debt, you won’t want to waste any more money on non-essentials. When you are completely focused on debt payoff, it turns into an intense time of sacrifice, and what people assume is less “fun having.” There are quite a…
Do you ever catch yourself daydreaming about your future? Do you imagine a beautiful home, kids playing in the yard and you are relaxing without a care in the world? Or maybe you dream of traveling to Italy and taking a tour through “wine country” with your husband. Whatever your dream is, I want you…
Some may call me a minimalist; some may call me frugal. At the core of it, I am a very cheap person. BUT, and this is a big BUT, I always lecture my husband about making sure if he is going to spend our money on something, he better be sure it is going to…
Three years ago, my husband and I were living in a hotel on money we borrowed from family while waiting to close the sale of a home we couldn’t afford. I had just landed my first “adult” job after spending my whole life in school and realized my income was about to TRIPLE. This led…
