If you want to have success with your money, you need to have a budget. No matter what your current situation is – no savings, tons of debt, chronic impulse shopping, millionaire – starting today is the only way to change. Most people think the goal of budgeting is to have money left over at…
When you make the decision to start budgeting, it is such an exciting time where you are extremely motivated. You are convinced it will be life-changing, and see it as the best thing to do for your future. Then you talk to your husband about it, and he is totally against it or thinks it…
Do you have stacks of papers on your kitchen counter, the desk in your office, jammed in a closet, everywhere? Partially opened mail multiplies by the day because no one knows where to put the latest student loan notice about interest rates, or your car insurance update. There are so many things that shouldn’t be…
If your car broke down tomorrow, would you be able to pay for the repairs? What about your washing machine or air conditioner? If you are living without an emergency fund, you are living like a gambler. You may be okay for a while, and not have any emergencies, but trust me, one will come…
Starting to budget is not an overly complicated process, but it can seem a bit intimidating if you haven’t done it before. Maybe you are scared to see how much you spend every month, or think it will be too hard to get organized. Don’t worry! Just take it one step at a time, one…
