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May222019
girl holding watermelon slice in place of her smile

How To Know If You Are Spending Too Much On Food

By RachelMay 22, 2019Leave a comment

Food.  The stuff that kills our budget month after month, that literally ends up in the toilet.  Gross, I know.  We all want to stay on budget or heck, even come in under budget, but I swear food sabotages that every freaking month!  I struggled with this for years!! So how do you know if…

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May212019
woman standing with arms raised facing the ocean

A Real Six-Figure Debt Payoff Journey: How This Couple Paid Off $266,000 in Seven Years

By RachelMay 21, 2019Leave a comment

Paying off debt can seem like an impossible feat when you are facing six-figures of it.  This is true for myself and so many others out there. Whether you just made a lot of bad choices, had a lot of schooling or are a professional in some field (that’s me!!), it is super easy to…

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May92019
pink journal reading today I am grateful

Everything You Need to Know About Doing a No Spend Challenge

By RachelMay 9, 20191 Comment

If you are in need of some fast cash, spent way too much recently and need to recover or are looking to jumpstart your savings, you need to do a no spend challenge.  There are lots of different ways to do no spend challenges, but you can definitely tailor it to fit your life and…

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May82019
cappuccino on top of books

Cash Envelope System Categories For Beginners

By RachelMay 8, 2019Leave a comment

If you have struggled to stick to your budget in the past, the cash envelope system is going to be the game-changer for you.  The cash envelope system can be amazing at helping you not overspend in certain areas, but what cash envelope system categories should you be using? If you are just starting to…

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May72019
orange couch with black and white throw

The Best Frugal Living Tips For Saving Money

By RachelMay 7, 2019Leave a comment

If you are new to the frugal living scene, these frugal living tips can be implemented by anyone!  Frugal living is not a life of deprivation. You are not going to be re-using your toilet paper or washing paper plates.   Frugal living just means you are more resourceful and less wasteful than the average…

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Hi, I’m Rachel

Wife.  Mother.  Veterinarian.  Budget geek.  Debt destroyer.  Ultimate Planner.  Lover of all donuts.

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DISCLOSURE STATEMENT

I would like to let you know that I do have affiliate links throughout this blog of products and services I love and believe to be useful. These links provide me with a small percentage of commission but do not cost you anything extra.

This blog is for those who are motivated to take control of their money, start budgeting, pay off debt and plan for the life of their dreams.

 

 

 

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