Sinking funds, also known as the savior of the budget. These beautiful little funds can be the difference between staying on budget for the month or having your budget completely blown out of the water. You may be wondering what a sinking fund is and why I think it is so amazing. Basically, a…
Have you ever been chugging along through your month, you are just nailing your budget, and then some stupid thing comes up that you should have remembered, but you didn’t? Suddenly you are over budget by hundreds and you are kicking yourself for not planning better. So freaking frustrating! Now, imagine the exact same situation,…
We’ve all been there. Life is happening, you are on top of everything, your days are organized, everyone is getting where they need to be, with all the crap they need and you are a superhero! Enter in a harmless Tuesday, you check the calendar and it is your nephew’s birthday. You totally forgot and…
Budgeting can be the best thing, but it can also feel like the worst thing. It helps you achieve your goals in life, gain stability and build wealth. However, it can also be completely draining and challenging to stick with it long-term because you have to tell yourself, “no,” pretty often. So what do you…
The grocery budget. The place where your budget goes to die and you throw away ⅓ of your rotten produce at the end of the month. This can either be a huge budget hurt or an awesome way to get back some of your money. Do you know what your grocery budget should be? According…
