According to a recent study. you become 42% more likely to achieve your goals and dreams when you write them down on a regular basis. Becoming debt free is a goal, and typically it is a significantly challenging goal. Based on the facts, wouldn’t it make sense to write down your financial goals?? If you…
If you are looking for ways to lower your bills and free up some room in your budget, you may be missing a key place to cut costs. If you live in a region with seasons of cold temperatures, you may be spending more money to heat your home than you need to be! Heating…
Budgeting is amazing……if you use it correctly. Meaning, your budget will only give you what you put into it. So, you have to be willing to do a bit of maintenance to make sure you are reaching your full budgeting potential. Don’t worry, this isn’t too scary. The maintenance I am talking about is creating…
Groceries can make or break your budget. Usually, they are the total budget buster. Why does this happen over and over? More often than not, the grocery budget is where good intentions go to die. Meaning you have a plan to make certain meals during the month, life happens and you don’t make the meals.…
You are in debt, but want to start a family. What is the right thing to do? Is it irresponsible to have a family when you can’t afford it? Oftentimes we will have outside people telling us to pay off the debt before having kids because our lives will be so much easier then. This…
