According to a 2010 USDA report, the average middle-income family will spend ~$12,000 on child-related expenses in their first year of life. This is an insane number! I remember reading this when I was pregnant with my first child, and it sent me into a panic. How could we afford a baby?? We were already…
When people find out I feed my family for $250/month, they are shocked! I am constantly asked how I accomplish this. Let me start by saying since beginning to budget seriously in 2015, our budget is a constant work in progress (as it should be!). Over the past three years, we have had so many…
Some may call me a minimalist; some may call me frugal. At the core of it, I am a very cheap person. BUT, and this is a big BUT, I always lecture my husband about making sure if he is going to spend our money on something, he better be sure it is going to…
Three years ago, my husband and I were living in a hotel on money we borrowed from family while waiting to close the sale of a home we couldn’t afford. I had just landed my first “adult” job after spending my whole life in school and realized my income was about to TRIPLE. This led…
